I love everything about cars. I like all sorts of cars from all era, from many brands and many models. But there is something about antique cars that sends shivers down my spine when I’m looking at them. The ones that have been well maintained just have such beauty. It’s like going back in time every time I get in the near vicinity of a real antique. I visit antique shows on a regular basis, but I don’t own an antique car at the moment myself. But I have had one in the past. And at the time I had a tough time figuring out how to buy antique auto insurance for my old timer.
How To Buy Antique Auto Insurance For An Old Timer
An old timer automobile is a precious possession. You will likely have to pay a small fortune to obtain one. When you are the owner of an antique car, you will want to make sure that you insure it. You need to protect your investment. And in case something happens to your car, having insurance can save you a large portion of the heartbreak you are going to feel. Always get decent insurance on your collectibles.
It all starts with finding an insurance agency that is willing to cover classic cars. Some insurance agencies actually specialize in this. I would always recommend that you do business with a specialized agency, so that you can count on getting the best service there is to be had. If you can’t find any of those agencies near you, you can still go with a normal agency. But you’ll have to make sure that they don’t sell you more insurance than you need. Always get an antique old timer car insurance quote from an insurance company. It will make clear to you what is being sold to you and what your premium is going to be.
Naturally, you will have to be able to produce the regular ole’ paperwork such as the car’s current insurance policy, the license plate and the registration papers. Especially in the case of old timers, you will also have to provide your insurer with photos so that they can see the car is actually as described. Many antique car owners will make modifications to their antiques, which can have an impact on the value of the car. Always make sure to name these modifications when getting your insurance, because these modifications are going to affect the coverage claim.