Cars cost a lot of money. Especially if cars are your hobby and you want something more than just your regular ole’ every day driving car for work and shopping. Then there’s that nasty little problem with cars needing gas refills on a regular basis. And they they will have to have annual checkups, where you get a repair bill surprise from time to time. And as if that is still not enough, you will also have to pay taxes and the completely unpreventable car insurance policy, which is a legal requirement in pretty much every state nowadays. You can’t influence gas prices, but you can get yourself some cheap car insurance quotes if you take the time to look around.
Super Cheap Car Insurance Quotes – How To Get Them
Firstly, you need to just shop around like you would do with any other product. Some of the more familiar companies have major advertising campaigns running and that means overhead. When they are spending big money on commercials, these costs get passed onto you. Why not check out a few lesser known insurance companies?
Secondly, make sure you get an idea of the insurance premium ranges for your particular car brand, model and year. You’ll understand that a fancy sports car will cost a lot more to insure than your regular cheap old used car you bought from a guy down the block. Knowing what kind of car you’ve got, will make it easier for you to shop around online and make comparisons between various car insurance agencies.
Thirdly, raise your deductibles. This means that you are going to be responsible for damages yourself up to a certain amount. For example, if you raise your deductible from around $300 to $750, you can get your car insurance quotes down by as much as 25%. That’s quite a bit of money you’re saving there. Only do this if you truly feel that you are safe, responsible driver. Don’t fool yourself here, because this can come back to haunt you.
Fourthly, when you’ve got an old car that you want to insure, you can just drop your comprehensive and collision premiums. Add your comprehensive and collision premiums and then multiply by 10. Is your car worth less than the outcome of this multiplication? Then you can simply drop those premiums because it’s just not worth it. No need to pay for inflated insurances. Just drive safe and make due with cheaper insurance!